Loan Services Offered

"Yearly Loan Specials"
Back to School

Vacation

Christmas

Computer

Automobile

To borrow the Credit Unions money you must be a member for 6 months or be employed 1 year with the parish. A pledge of shares is an automatically approved and no waiting period is required.

The loan officer reviews loans daily. Loans are given out in a first come first serve basis and are done as quickly as possible.

The Credit Union exists to loan money! We will do everything possible to loan you money! We cannot grant every loan, but will do the best we can, ensuring that the member’s money will be safeguarded.

Variables considered on loan applications:
1. Credit worthiness (determined from a credit report by a Loan Officer or Credit Committee)
2. Length of employment at your present job.
3. Debt ratio (40% to be considered as a peak for indebtedness)
4. Beacon Score
5. Past History

Savings Account

All share accounts are regular passbook savings accounts. Your money is available to you at any time.

Signature Loans
These are loans with no security.

Collateral Loans
Loans with security. Collateral loans can be financed at 100%.

Auto Loans
New and used automobile loans.

All Other Motor Driven Loans (Except Lawn Mowers)
Includes campers.

Yearly Loan Specials
Back to School, Vacation, Christmas, Computer and Automobile Loan Specials

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