 | All share accounts are regular passbook savings accounts. Your
money is available to you at any time. |
| Accounts are insured up to 100,000.00 by NCUA. |
| A minimum of $5.00 is required to open and maintain an account. An
account with less than $5.00 may be charged off. |
| Accounts with no activity within 1 year may be charged $5.00 for
each year of non-activity. |
| Withdrawals are limited to two a month. Accounts with more activity
than noted may be subject to a $5.00 charge per withdraw. |
| Only the member or joint member may obtain account information and
actively use an account of the Credit Union. |
| The board of directors declares dividends. These dividends are
projected monthly but a declaration is not made until the semiannual
period is completed and a board vote is made. |
| The minimum average balance to collect a dividend is $500.00.
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